Standard CD: You can open a Standard CD with a minimum opening deposit of $500, which is low compared to many banks.29, 2023, and were found using the ZIP code 10022. Bank Special-Rate CDs offer comparatively higher interest, going up to 4.80% APY, but aren’t competitive with the best rates available.Īccount details and rates are accurate as of Nov. Bank offer extremely low interest rates, with some annual percentage yields (APY) dipping to 0.05%.
Most certificates of deposit (CDs) at U.S.